Toyos Clinic is proud to accept most medical insurance plans available both from government and private companies, however certain procedures have been deemed cosmetic and therefore are not covered by medical insurance. LASIK and Premium Lenses are some of the highly sought after procedures that we offer that are not covered by insurance.

In this section you will find vital information regarding financing and alternative payment options for LASIK and some of our other Premium services.

LASIK Insurance

Vision benefits vary from one health insurance plan to the next. Some plans may have an arrangement with TLC Laser Eye Centers that could substantially reduce your cost for laser vision correction. A TLC representative will be happy to work with you personally to determine how your plan may help you and how much you may save.

TLCVision Advantage Program, lists insurance plans and employee benefit companies that have made arrangements with TLC.

Flexible Spending Accounts

Many employers or insurance providers offer Flexible Spending Accounts, Health Spending Accounts, or Health Reimbursement Arrangements to help offset medical expenses. The accounts may allow you to set aside pre-tax dollars for procedures like LASIK. Ask your employer or insurance provider about deducting pre-tax dollars from your paycheck for potential savings on your laser vision correction procedure.

Use TLC's simple FSA Savings calculator and see how much you can save on LASIK by using a Flexible Spending Account.

LASIK Tax Benefits

While LASIK can be deemed elective and not covered, it may be tax deductible depending on your filing status. Please consult your accountant. Many patients choose to use their tax refund to pay for LASIK, an investment that can last a lifetime.

LASIK Financing

TLC Laser Eye Centers offer several payment plans to help make laser vision correction affordable for almost everyone. Credit lines with flexible terms may be available to cover the cost of the procedure. This easy finance plan allows you to customize your account by selecting the amount you need and your repayment terms. When you apply for financing, you usually have a decision in a matter of minutes.

Credit Cards for LASIK

Many patients opt to pay for their procedure using a personal credit card. This may be a good option, especially if you have a card that carries a low interest rate, offers points or other rewards.


CareCredit offers a viable option for our patients seeking cataract surgery, with competivie rates and flexible payment plans, care credid should definitely be considered an option when it comes down to financing medical care. Carecredit is currently not accepted for LASIK procedures. 

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